Road Accident's - What to do!
Something to remember 5 deaths occur everyday within the UK! Please don't become a statistic!!
It is the case that at some point in your driving life you will have a road traffic accident whether it is someone else's fault or your own, due to bad weather or unfortunate events.
Below is a form you can print off and keep in your car in case of an road traffic accident and a car crash will happen at some point within your driving lifetime!! We have compiled a printable road traffic accident form to help as most websites expect you to remember what you read just incase you have a road accident or car crash!
Have a look at the goverment website that shows all accidents in the UK in the last 10 years it may suprise you!
Please print a few copies off now not later and go and put them in your glove box and make sure you have a pen with the sheets, because from experience when you have a accident or car crash there is always things you forget! So use what's provided and in the unfortunate event that you have a traffic accident just pull a sheet along with a pen and your mobile phone out and it will keep you right after a motoring accident.
This form below give you points on what to do and what to record in the event of a bump or crash.
An accident is defined as a road traffic accident if it occurs on a road or in a place to which the public have access. This can include footpaths, walkways and bridleways. In Scotland, a public road is one that a local authority has a duty to maintain which at the time you may not be aware of so don't take the risk and not inform the correct authorities.
Who is responsible ?
It may be obvious that someone caused the car accident and there will be no dispute about liability but be cautious as this may be said in haste at the moment of the incident and after a few hours minds may be changed. However, there will be cases where it is not obvious, or where the extent of liability is difficult to work out. For example, as a general rule, the driver of a vehicle which runs into the back of another vehicle will be held liable for the accident. This is the case even if the car in front has braked sharply or unexpectedly, because drivers are required to drive a safe distance behind other vehicles. However, there may be circumstances when this does not apply, and if liability is disputed, legal advice will be necessary unless the insurance company is dealing with it. If the rad traffic accident is not your fault you may want to use a accident management company so why not find out what they do!
Learner drivers who are driving legally are in exactly the same position as any other driver in relation to a traffic accident.
The supervisor of a learner driver must do all that is reasonable to prevent the driver from driving in a way likely to cause danger to others. It is the duty of the driver to report an accident and the liability and responsibility of the supervisor depends on the particular circumstances.
The police have the power to require the supervisor of a learner driver to produce their licence and certificate of insurance.
Was a driver driving illegally?
Examples of driving illegally include driving:-
• without an MOT certificate
• an unsafe vehicle
• while disqualified from driving
• a stolen vehicle
• without a driving licence, tax or insurance
• alone on a provisional licence
• while drunk or under the influence of drugs.
A driver who is driving illegally is not in a strong position to take legal action against anyone else, even if another person caused the accident.
If you are involved in a traffic accident where a driver was driving illegally you should consult an experienced adviser, for example, a Citizens Advice Bureau. To search for details of your nearest CAB, including those that can give advice by email
Accidents by sudden illness
If an accident occurs because a driver has become ill, like through a stroke or heart attack, they will not be prosecuted for the way they were driving. However, in some circumstances they could be liable to pay compensation. This may be covered by their insurance so refer to your insurers.
Things to do after your Road Traffic Accident
Action to take following an accident with an uninsured driver
As with all personal injury compensation claims, including accident claims arising from an accident with an uninsured driver, you would need to prove that another person was responsible for your personal injury (in this case, the third party driver).
To help your case you should take names, addresses and telephone numbers of any witnesses to the accident and take photographs of the accident location if possible. If the third party driver has no valid insurance, leaves the scene or admits to driving a stolen vehicle, you should contact the Police immediately and report the incident.
If you are intending to claim expenses such as prescription costs and travelling expenses, remember to keep receipts as evidence all receipts must be valid and reasonable.
Costings of work
If you have a small bump it may be that you have to get your car repaired ie bump taken out or small area resprayed! Your insurance company may tell you who to use or it may be that you have to use someone yourself!
This can be a worry as people assume that a garage may inflate the cost if a insurance or third party is paying which may drag out or prolong the inconvienience.
CAR BODY REPAIRS
Who do I use to carry out my repairs?
How do I choose a garage?
Word of mouth is always a good start to finding a good repairer. Other methods are local telephone directories or the internet. The company that supplied you with the car may have their own body shop. The main thing to remember is that you choose who repairs your car, no one can make you take it anywhere.
If the repairs are going through the Insurance, they may try to make you go to their approved repairer. You do not need to accept this. The approval is because the garage agrees to carry out repairs to the standard and price agreed with the Insurance company. If they can cut corners they will i.e. if the vehicle is over a year old, copy lamps fitted or over 3 years old copy panels. An independent garage should use genuine parts
If the vehicle has been recovered to a garage after an accident it can be moved to a garage of your choice.
How many estimates do I need?
You only need one as the choice of repairer is yours. The insurance company or the other party may ask for two or three estimates but this a waste of time as only one garage can repair the car. Some garages will also charge for the estimate on the basis that they will refund the charge if they get the job. Never pay for an estimate, as good garages will not charge. Don't forget all estimates will be "subject to stripping" the car for further damage.
Am I entitled to a replacement car while mine is being repaired?
If you choose the repairer, pick one with a free courtesy car. You may have an agreement in your policy that will supply a dual control car during repairs. If the accident is not your fault, you are entitled to a like for like replacement until yours is repaired or replaced.
What about the quality of repairs?
Many garages advertise that they have accreditations and memberships i.e. MVRA, VBRA, ISO and PAS 125. These all sound very official but will not mean that your repairs are completed to the highest standard or indeed with genuine parts. Large repairers and garage groups tend to be more interested in volume not quality mainly due to their reliance on insurance approvals.
What sort of guarantee will I get?
Any garage has to give a minimum of one year. Some insurance companies make the approved garages give between three and five years depending upon the company. A good garage should offer a lifetime guarantee on all repairs and include a warranty booklet.
The other important issue is getting repairs done under the warranty. Do not be fobbed off with excuses.
search2drive would like to thank for the Car body repairs information.